More ISOs are making the Smarter choice for their merchants funding needs
The smarter merchant is a preferred FinTech Alternative Finance company

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AMERICA'S PREFFERED FUNDER

Everyday, more and more ISOs make the Smarter choice for their clients working capital needs. Find out why.

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NOT JUST ALGORITHMS

We love our technology but understand that every business has a unique set of circumstances surrounding their working capital requirements. At the Smarter Merchant, we develop creative and innovative strategies personalized to your merchants needs.
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movin' on up

Looking to fund your own clients? You've come to the right place. We offer a start-to-finish solution for funders. We cover everything from the first keystroke of data entry through collecting the final payment from your merchants.

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Class is in session

Whether you're an ISO, a Funder or just someone who is curious, Our MCA bootcamp is an excellent opportunity to learn all of the essentials of our industry. Our intensive course covers critical topics like underwriting, sales, marketing, accounting and a lot more.

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Business funding made fast and simple.
Opportunity doesn't wait,
Neither should your clients

What makes us the smarter choice

At The Smarter Merchant, we develop customized financing solutions that fit the unique needs of each client. We offer a personalized approach, taking the time to understand their circumstances and thinking creatively to find the best terms. Our simple and straightforward process allows clients and ISOs alike to focus on their business while our team provides exceptional customer service and innovative solutions to help them succeed.

Dedicated ISO success staff
Direct Funder
High commissions
Monthly bonuses
Cutting edge security
Syndication Welcome
Flexible Payment Options
Funding calculator
Pre-Pay Discounts
Larger Offers
Faster Approvals
100% ISO Driven

Finance your own merchants

Ready to dive into the funding game but don't know where to start? No problem. You're going to need a lawyer, new corporation, underwriter, customer support, website, a system to track everything and a lot more, but I think you get the point.
or.....
Leverage our best in class technology and our team of highly skilled underwriters to gain all of the insight you'll need to make informed decisions before funding merchants.

Finance your own merchants

Ready to dive into the funding game but don't know where to start? No problem. You're going to need a lawyer, new corporation, underwriter, customer support, website, a system to track everything and a lot more, but I think you get the point.
or.....
Leverage our best in class technology and our team of highly skilled underwriters to gain all of the insight you'll need to make informed decisions before funding merchants.

What clients are SAYing

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M
I have taken two advances from The Smarter Merchant. They made the process go very smoothly and efficiently each time. They made sure to get the funds into my account as quickly as possible.
Mr. D
posted on
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D
The people here are so helpful in any situation I have ever found myself in! I have done business with them several times and each time they have always been very helpful!
Dwyatt C
posted on
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A
I will ALWAYS call The Smarter Merchant for all my funding needs. They are honest and upfront and there are no hidden fees and or cost with them.
Adrienne D
posted on

WHAT ARE YOu WAITiNG FOR?

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Our clients success stories
are our success story

MERCHANTS FUNDED
AVERAGE AMOUNT
OUR CLIENT RATING

+3,000
$62,000
+92

Every year The Smarter Merchant helps hundreds of entrepreneurs reach their goals by providing them with the funds they need when they need them
FASTER APPROVALS
Within hours of approval
+300m
Funded to merchants
QUICK FUNDING
Within hours of approval